Overview
The AU Bank Zenith+ Credit Card is a Super-Premium credit card issued by AU Bank on the Visa network. It offers a base reward rate of 1.0% on all spends, with rewards issued as Points(1 pt = ₹1.0).
Annual Fee: ₹4,999
Eligibility: Minimum net monthly income of ₹2.5 lakhs
Reward Rates & Cashback Rules
- CATEGORY – Travel: 2.0% cashback
- CATEGORY – Dining: 2.0% cashback
- CATEGORY – International: 2.0% cashback
- CATEGORY – Fuel: 0.0% cashback ⚠️ No reward points are earned on fuel transactions.
- CATEGORY – EMI: 0.0% cashback ⚠️ No reward points are earned on EMI transactions.
Key Features & Benefits
- Welcome Benefit 🎁: Choice of luxury brand vouchers or 5,000 Reward Points (worth ₹5,000) upon card activation.
- Airport Lounge Access ✈️: 16 complimentary domestic and 16 complimentary international airport lounge visits per year (capped at 4 per quarter for each).
- Movie & Event Tickets 🎬: 16 'Buy One Get One Free' movie/event tickets annually via BookMyShow, capped at 2 tickets per month.
- Monthly Milestone 🎯: 1,000 bonus Reward Points on achieving a minimum retail spend of ₹75,000 in a statement cycle.
- Annual Milestone 🏨: Complimentary Taj Epicure Membership on achieving net retail spends of ₹12 lakhs in a card anniversary year.
- Low Foreign Currency Markup 🌍: Enjoy a very low forex markup fee of 0.99% on all international transactions.
- Fuel Surcharge Waiver ⛽: 1% fuel surcharge waiver on all fuel transactions, capped at ₹1,000 per statement cycle.
- Golf Program ⛳: Complimentary golf rounds and lessons at select courses.